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Enhanced Medical Insurance Coverage for S Pass and Work Permit Holders in Singapore: What You Need to Know

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Enhanced Medical Insurance Coverage for S Pass and Work Permit Holders in Singapore: What You Need to Know


The Ministry of Manpower (MOM) in Singapore has recently implemented enhanced medical insurance requirements for Work Permit and S Pass holders, aimed at providing greater protection for workers and alleviating financial burdens on employers due to rising medical costs. 

The enhanced MI requirements are compulsory for all new and existing S Pass and Work Permit (including Migrant Domestic Workers) holders and apply for all MI policies, renewals, and extensions starting from July 1, 2023, for Stage 1 requirements and July 1, 2025, for Stage 2 requirements. 

Employers must understand these changes to provide adequate coverage. In this Pacific Prime Singapore article, we take a closer look at the latest developments and their implications. 

Want to learn more about the three types of work passes in Singapore? Check out this guide to Singapore Work Permits, S Pass, and Employment Pass (Updated 2023)

Changes to Medical Insurance Coverage for Foreign Workers in Singapore 

Effective July 1, 2023, Singapore’s MOM will implement new regulations to enhance the mandatory medical insurance (MI) for S Pass and Work Permit (including migrant domestic workers) holders in two stages. 

To implement for MI policies,…



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